Terms & Conditions

Welcome to YK Toh (yktoh.com). By accessing and using this website, you agree to be bound by the following Terms & Conditions. If you do not agree, please do not use this website.

1. Use of Website

You agree to use this website only for lawful purposes and in a manner that does not infringe the rights of others or restrict their use of the website.

2. Intellectual Property

All content on this website, including text, images, graphics, logos, and other materials, is the property of YK Toh or its licensors and is protected by applicable copyright and intellectual property laws.

You may not reproduce, distribute, modify, or republish any content without prior written consent.

3. Accuracy of Information

We strive to ensure that all information on this website is accurate and up to date. However, we do not warrant or guarantee the completeness, accuracy, or reliability of any content.

4. Limitation of Liability

To the fullest extent permitted by law, YK Toh shall not be liable for any direct, indirect, incidental, or consequential damages arising from your use of this website.

5. Third-Party Links

This website may contain links to external websites. We are not responsible for the content, policies, or practices of any third-party websites.

6. User Submissions

Any information or content submitted through this website (e.g., forms) must be accurate and lawful. You agree not to submit any harmful, offensive, or unlawful content.

7. Website Availability

We do not guarantee that the website will be available at all times or free from errors, interruptions, or security vulnerabilities.

8. Changes to Terms

We reserve the right to update or modify these Terms & Conditions at any time. Changes will be effective once posted on this page.

9. Governing Law

These Terms & Conditions shall be governed by and construed in accordance with the laws of Singapore.